Checking today's mortgage rates
If the public data feed is slow, the page will show the most recent saved data and make the date clear.
Checking today's mortgage rates
If the public data feed is slow, the page will show the most recent saved data and make the date clear.
One-year rate trends
The latest U.S. 30-year fixed locked-rate average is 6.688% as of August 28, 2026. Compare its recent trend with 15-year, jumbo, FHA, and VA mortgage rates below.
The loan-type chart uses up to 260 recent published observations, which is roughly one year of business-day data when the source has complete coverage. This page is a recent-trends view, not a complete archive of U.S. mortgage rates.
Current 30-year fixed
6.688%
Up-to-one-year high
6.716%
Up-to-one-year low
5.901%
Up to one year of published 30-year, 15-year, jumbo, FHA, and VA locked-rate averages.
6.688% as of August 28, 2026
Up-to-one-year range: 5.901% to 6.716%
6.012% as of August 28, 2026
Up-to-one-year range: 5.230% to 6.115%
6.720% as of August 28, 2026
Up-to-one-year range: 6.104% to 6.799%
6.492% as of August 28, 2026
Up-to-one-year range: 5.836% to 6.529%
6.316% as of August 28, 2026
Up-to-one-year range: 5.526% to 6.381%
Compare the locked 30-year rate with Freddie Mac's weekly average and the 10-year Treasury.
Calculated from published locked-rate observations.
| Month | Open | Close | High | Low | Change |
|---|---|---|---|---|---|
| 2026-08 | 6.711% | 6.688% | 6.716% | 6.636% | Down 0.02 pts |
| 2026-07 | 6.474% | 6.716% | 6.716% | 6.463% | Up 0.24 pts |
| 2026-06 | 6.472% | 6.452% | 6.532% | 6.411% | Down 0.02 pts |
| 2026-05 | 6.313% | 6.438% | 6.631% | 6.313% | Up 0.13 pts |
| 2026-04 | 6.343% | 6.313% | 6.383% | 6.187% | Down 0.03 pts |
| 2026-03 | 5.975% | 6.351% | 6.494% | 5.975% | Up 0.38 pts |
| 2026-02 | 6.092% | 5.901% | 6.114% | 5.901% | Down 0.19 pts |
| 2026-01 | 6.144% | 6.066% | 6.163% | 5.999% | Down 0.08 pts |